Back-to-school season is an exciting time for students and parents alike. It’s a fresh start—a chance for students to meet new friends, learn new things, and, of course, sport the latest in school supplies and gear. But for many families, the cost of getting ready for the new school year can put a significant dent…
The ABC’s of 529 College Savings Plans Named after Section 529 of the Internal Revenue Code, 529 plans are tax-advantaged savings plans designed to encourage saving for future education costs. Managed by states or educational institutions, these plans can be categorized into two types: prepaid tuition plans and education savings plans. Both options offer…
In the pursuit of financial freedom, it’s crucial to recognize that the average person often trades time for money, whereas the truly wealthy understand the art of making their money work for them. This paradigm shift is pivotal for those looking to build lasting prosperity. Our seasoned financial educator delves into the concept of…
As the tempest of market fluctuations rages on, investors often find themselves caught in a whirlwind of uncertainty. Yet, within this financial maelstrom lies the opportunity for strategic navigation, allowing savvy investors to not only endure but also capitalize on the volatility. With over two decades of experience in the financial industry, Yolanda…
The holiday season is a time for celebration, family gatherings, and creating cherished memories. However, it can also be a time of increased financial stress for parents and guardians who may feel pressured to overspend in the name of holiday spirit. It’s essential to remember that while festivities are important, your financial well-being should…
September is National Life Insurance Awareness Month, a time to shed light on the importance of life insurance in securing the financial future of your loved ones. While many understand the significance of life insurance, there are common misconceptions about term life insurance being considered merely an option rather than a necessity. In this…
In today’s fast-paced financial landscape, knowledge is undoubtedly power. As a Financial Educator, the aim is to shed light on essential tools that can help individuals take control of their financial well-being. One such indispensable resource is MyFreeScoreNow, accessible through YolandaSoto.com, which offers access to their Triad Credit Report. In this article,…
In today’s consumer-driven society, impulse buying can often hinder individuals from achieving their long-term financial goals. Whether it’s succumbing to the allure of a flashy purchase or giving in to the temptation of instant gratification, impulse buying can derail one’s financial stability and hinder future plans. In this blog post, we will explore effective strategies…
In today’s fast-paced and competitive job market, it’s crucial to have a clear understanding of your own worth. Recognizing your skills, abilities, and unique qualities allows you to position yourself effectively and thrive in your professional endeavors. Moreover, the rising trend of side hustles presents a valuable opportunity to expand your abilities, diversify your income…
The credit industry is a dynamic landscape that undergoes constant changes and regulatory updates. Staying informed about these developments is crucial for individuals seeking financial stability and access to loans. In this blog post, we will explore…
