Grit Meets Grace.
I don't just teach strategy. I lived it. From the pews to the boardroom, my journey is proof that you can rewrite your story.
20+
Years Experience
100s
Families Impacted
I'm Yolanda Soto.
Chief Strategist. Author. Truth-Teller.
They tell you to pick a lane. I decided to pave my own.
My work sits at the intersection of financial literacy, spiritual healing, and unapologetic storytelling. Why? Because money problems are rarely just about math. They're about mindset, trauma, and the stories we've been told about what we deserve.
As the founder of the C.R.E.A.M. Institute™, I help everyday people decode the complex world of credit, wealth building, and legacy planning. I don't use jargon to confuse you; I use truth to empower you.
But I'm also a storyteller. My Chaos in the Pews series pulls back the curtain on the messy, beautiful, and sometimes broken reality of faith and family. Because if we can't be real about our struggles, we can't be real about our healing.
My Core Pillars
Strategic Wealth
Building assets, fixing credit, and creating generational security.
Soulful Healing
Addressing the emotional roots of financial and relational struggle.
Authentic Leadership
Leading with integrity, transparency, and "no fluff" guidance.